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Privacy Policy

Last updated: July 7, 2026

1. Introduction

This website is operated by Matthew Smith, a licensed insurance producer (NPN 20816305) ("I", "me"). I respect your privacy and am committed to protecting the personal information you share with me. This policy explains what information is collected through this website, how it is used, and the choices you have.

2. Information You Provide

The only personal information this website collects is what you choose to submit through the contact form: your name, email address, phone number (optional), the product you are interested in, and your message. Please do not include sensitive information such as Social Security numbers, financial account numbers, or detailed health information in the contact form; that information is only collected later, directly and securely, if you choose to apply for coverage.

3. Information Collected Automatically

This website does not use advertising trackers and does not run third-party analytics scripts. Like nearly all websites, the hosting provider that serves these pages may automatically log basic technical data (such as IP address, browser type, and pages requested) for security and operational purposes, subject to the hosting provider's own privacy practices.

4. How Your Information Is Used

Information you submit is used solely to respond to your inquiry, provide quotes or information you request, and assist you with the insurance services you ask about. Your information is not sold, rented, or traded to any third party, and it is not used to send you marketing you did not ask for.

5. How Your Information Is Shared

Your information is shared only as needed to serve you: with the insurance carriers whose products you ask to be quoted or to apply for, with the form-delivery service that transmits your contact form submission to my inbox, or where disclosure is required by law, regulation, or valid legal process.

6. Data Retention

Inquiry information is kept for as long as needed to assist you and to satisfy the record-keeping requirements that apply to licensed insurance producers, then deleted.

7. Security

This site is served over an encrypted (HTTPS) connection, and reasonable safeguards are used to protect the information you submit. No method of transmission or storage is completely secure, however, and absolute security cannot be guaranteed.

8. Your Choices and Rights

You may request access to, correction of, or deletion of the personal information you have submitted at any time by emailingmatt@smithcoverage.com. Depending on the state you live in, you may have additional privacy rights under state law; requests will be honored as those laws require.

9. Children's Privacy

This website is not directed to children under 13, and no information is knowingly collected from them. If you believe a child has submitted personal information through this site, contact me and it will be deleted.

10. Changes to This Policy

This policy may be updated from time to time. The "Last updated" date at the top of this page reflects the most recent revision, and updates will be posted on this page.

11. Contact

Questions about this policy or your information? Contactmatt@smithcoverage.com.

Matthew Smith

Independent insurance broker helping families protect what matters most.

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Matthew Smith is an independent, licensed insurance producer (NPN 20816305). Insurance products are offered through third-party carriers and are subject to each carrier’s terms, conditions, exclusions, and underwriting approval. Product and rider availability varies by state. Any guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. The information on this website is for general educational purposes only and is not legal, tax, or financial advice. This website is not affiliated with or endorsed by any government agency.

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