Indexed Universal Life (IUL)
Permanent life insurance that protects your family while building cash value tied to a market index, with downside protection so your cash value never loses money when the market drops.
Ask about Indexed Universal LifeIndependent Insurance Brokerage
Secure your loved ones' financial well-being and give them peace of mind
Independent insurance broker helping families protect what matters most.
Matthew SmithLicensed Insurance Broker
About
A broker who works for your family, not a carrier.
I'm Matthew Smith, an independent life insurance broker based in Florida and licensed in 22 states. Because I'm independent, I don't work for any one insurance company. I work for you. That means I can shop dozens of A-rated carriers to find coverage that actually fits your health, your budget, and the people you want to protect, instead of pushing whatever one company happens to sell.
Most of the families I work with want the same simple thing: to know that when the time comes, their loved ones won't be left with a burden. Whether that's final expense coverage, whole life, or term insurance, I'll walk you through your options in plain English, answer every question, and never pressure you into a decision. My advice costs you nothing, and if I can't find you a better fit than what you already have, I'll tell you that too.
- National Producer #
- 20816305
- Licensure
- Licensed in 22 states
- Carriers
- Access to 30+ A-rated carriers
22States Licensed
30+A-Rated Carrier Partners
$0Cost For My Advice
NonePressure To Buy
Services
We've Got You Covered
Coverage tailored to where you are in life, from protecting a mortgage to building tax-advantaged retirement income.
Fixed Indexed Annuities (FIA)
Turn a portion of your savings into dependable retirement income. Your principal is protected from market losses while still earning growth linked to a market index.
Ask about Fixed Indexed AnnuitiesFinal Expense Insurance
Affordable whole life coverage designed to take care of funeral costs and final bills, so your loved ones are never left with the burden. Simple applications, no medical exam with most carriers.
Ask about Final Expense InsuranceMortgage Protection Insurance
Coverage that helps pay off or keep up with your mortgage if you pass away or can't work, so your family can stay in the home you worked so hard for.
Ask about Mortgage Protection InsuranceLicensure
License Verification
Trust, verified. View my license for each state, or confirm it directly with that state's insurance department.
Alaska
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Verify with VirginiaWest Virginia
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A-Rated Carrier Partners
Independent means options. I shop your case across the carriers below and recommend what fits, not what a single company sells.
Contact
Get in Touch
Have a question or want a quote? Send a message and I'll get back to you personally. No call centers, no obligation.